In a village named Ilavattam there lives a person by the identify of Gopalakrishna Pillai. He's a person with numerous qualities. Mainly he's a moneylender, however not the avaricious form. He lends cash at very low interest-rates however makes it some extent to get his a reimbursement on the date agreed upon. The story takes a flip when a financial institution, named Grand Financial institution opens up within the village, providing to offer out loans at very low curiosity. The supervisor of the financial institution is a younger woman named Jayalakshmi. She has made her entry into the village with a really particular function. All this, plus the very completely different form of bonding between Gopalakrishna Pillai and his mom, type the plot, which develops in direction of a really attention-grabbing climax.